On September 12th, the first day of the 2024 Service Trade Fair Financial Services Special Event, multiple business segments under JD Finance announced service upgrades.
In terms of financial management, JD Finance announced a cooperation with Guangfa Bank in Shougang Park, and conducted in-depth cooperation in the live money financial management and consumption scenarios of JD's small treasury. It was also officially announced that JD's small vault has achieved access to third-party payment channels such as WeChat and Alipay, expanding the use of small vaults to more external scenarios. JD financial data shows that as the first batch of Internet balance financing products in the industry, JD Small Vault has earned more than 10 billion yuan for users since it was launched in 2014, and has won the favor of more than 150 million users.
In terms of precious metals, JD Finance announced service expansion and partnered with the Precious Metals Business Department of Industrial and Commercial Bank of China. The two sides will carry out in-depth cooperation around the deposit business. It is reported that the cooperation between the two parties is aimed at integrating their respective advantageous resources and providing users with more convenient, safe, efficient, and inclusive gold asset allocation services. In the future, with the continuous deepening of cooperation, both parties will collaborate in more fields to bring users more innovative financial products and service experiences.
At the same time, JD Pay has officially announced a service upgrade. It is reported that in the next three years, JD Pay will invest over 5 billion yuan to serve users and donate over 150 million orders for public welfare services. In terms of simplicity, JD Pay combines user needs and supports various payment forms including recharge payment, AA payment, JD Quick Pay, credit card installment, etc; In terms of quick services, JD Pay has upgraded its JD Wallet balance. At present, JD Wallet balance integrates billing, consumption, red envelopes, savings, wealth management, repayment, transfer, and withdrawal, which can meet different payment needs of users.