Qifu Technology's Wu Haisheng: Self research of core technology is an important cornerstone for the long-term development of fintech companies
李四哥
发表于 4 小时前
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The 2024 China International Fair for Trade in Services recently opened, and fintech remains a hot topic at this year's fair. As a technology enterprise in the field of digital finance, Qifu Technology's CEO Wu Haisheng was invited to speak at the 6th China Science and Technology Forum, elaborating on Qifu Technology's achievements in technological innovation and the company's efforts to promote financial service innovation and support high-quality development of the real economy. He stated that self-developed core technologies are an important cornerstone for the long-term development of fintech companies. Since its establishment, it has continuously invested huge R&D funds and formed a R&D team of over a thousand people, including more than a hundred people dedicated to the research of AI large-scale models.
Wu Haisheng stated that financial technology is the best PMF for AI big models. He used a series of PMF technology products such as Qifu Yuzhi AI, Qifu Copilot, and Customer Journey Scheduling System as examples to demonstrate the specific application of this concept. For example, Yuzhi AI integrates three major expert models that run through the entire lifecycle of financial software development, achieving a dual leap in research and development efficiency and quality. Yuzhi AI not only increased the delivery scale by 20% under the same R&D manpower, but also significantly shortened the online time for unit requirements from the original 14 days to 6 days, greatly accelerating the development process of financial software.
In addition, Qifu Technology has also launched the technology integrated product FocusPRO, which is a digital inclusive credit solution tailored for banks and financial institutions. Based on the company's rich service experience and strong technical strength, FocusPRO provides comprehensive service support for institutions, including professional consulting, financial traffic acquisition, precision marketing, etc., effectively solving the pain points of small and medium-sized financial institutions in the process of digital transformation. Its unique online and offline integrated three-stage small and micro business loan product not only provides an efficient online loan experience, but also solves the problems of small online loan amounts and low approval rates, effectively meeting users' operational funding needs.
It is reported that in August of this year, Qifu Technology upgraded its "360 IOU" to a multi scenario application that integrates intelligent technology, allowing advanced AI big model technology products to benefit financial institutions, small and micro enterprises, and users.
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