The latest 2023 claims service report released by HUIZ. US shows that in 2023, HUIZ provided professional insurance services for over 1 million households and over 11 million policies, and assisted 92000 customers in handling claims, with a total amount of 570 million yuan.
The report shows that in terms of critical illness insurance, malignant tumors are still the "number one killer" in terms of the types of insured diseases, among which leukemia, brain malignant tumors, and severe aplastic anemia are the top three major diseases for minors. In adults, whether men or women, thyroid cancer is the first malignant tumor, while lung cancer and breast cancer are the second most serious diseases in both sexes. In terms of the overall age ratio, young and middle-aged people aged 19 to 40 are the high-risk group for critical illness insurance, accounting for 58%, which is much higher than the number of accidents in other age groups.
Xiaoma claims experts suggest that in the fast-paced era, critical illness claims are showing a trend towards younger age groups. Men should be vigilant about hidden dangers such as acute myocardial infarction, leukemia, and kidney cancer, while women should pay more attention to "health killers" such as cervical and ovarian cancer.
In terms of medical insurance, Huize Xiaoma assisted more than 57000 medical insurance clients in claiming a total of 49.095 million yuan. Among them, the top three reasons for insurance claims for children under 12 years old are bronchitis, acute gastroenteritis, and acute upper respiratory tract infection; In terms of death claims, Huize Xiaoma assisted in the payment of 254 death claims in 2023, with a cumulative compensation amount of 80 million yuan. It is worth noting that in terms of disease deaths, sudden death, malignant tumors, and cerebral hemorrhage are among the top three causes of death; In terms of accidental deaths, falling from heights, traffic accidents, and poisoning are the most common causes of death.