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On November 14th, Lujin Holdings announced that it would acquire 100% of the shares of Ping An One Account Bank from Financial One Account.
The announcement shows that Ping An One Account Bank is the first virtual bank in Hong Kong to focus on providing flexible and efficient banking services for small and medium-sized enterprises. The capital adequacy ratio of Ping An One Account Bank is 100%, significantly higher than regulatory requirements. All of its loans are small and medium-sized enterprise loans in Hong Kong, and a large portion of the outstanding balance is supported by the Hong Kong government's small and medium-sized enterprise financing guarantee program.
  Its target customers and business are relatively consistent with the existing business form of Land Control, allowing us to leverage our past operational experience and technical expertise to develop our business.
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