The US banking crisis has passed for more than half a year, but in an era of rising interest rates, the profitability prospects of banks are bleak, related stocks are constantly falling, and even larger financial storms may be accumulating. On Friday Eastern Time, the KBW Bank Index closed 2.3% lower, reaching its lowest level since September 2020. The index has fallen 29% for the year and has already fallen below its low level since the collapse of First Republic Bank in May.