I paid 319 yuan, but in the end, the insurance policy showed a premium of only 138 yuan. Not only is my premium unclear, but even the money I spent on insurance is not my own policyholder. Recently, a reporter from Beijing Business Daily reported that "The price is two skins, no license to charge premium, the Xiaoniu electric insurance is naked?" which attracted widespread attention.
On November 1st, a reporter from Beijing Business Daily noticed that the "Niu You Bao" entrance for purchasing insurance on the Xiaoniu Electric App has been closed. The customer service of Xiaoniu Electric told Beijing Business Daily that the "Niu You Bao" is currently under maintenance and is expected to be available for viewing in mid November. The customer service of Xiaoniu Electric also stated that due to system maintenance, it is currently not possible to purchase insurance.