Recently, Yiren Zhike (NASDAQ code: YRD), a Chinese concept stock in the US stock market, released its 2023 Environmental, Social, and Governance (ESG) report. Tang Ning, CEO of Yiren Zhike, stated that practicing the ESG concept and promoting sustainable development has become both a consensus of values for all humanity and an important lever for stable enterprise operation. For over a decade since its establishment, Yiren Zhike has always taken "digital technology, a better life" as its mission, integrating sustainable development into the company's strategy and business operations; I hope to leverage the power of intelligent technology to create value for more individuals, enterprises, and even the whole society.
The report shows that in terms of consumer rights protection, Yiren Zhike has established a full process anti fraud management system and fully maintains the order of the financial market through the identification mechanism of "AI automatic identification+manual assistance". Yiren Zhike attaches great importance to user information security and privacy protection. The company's information security organizational structure consists of decision-making, management, execution, and audit institutions, and enhances the company's information security capabilities from institutional construction, security protection, emergency management, security auditing, and other aspects. In 2023, the company provided unsecured credit loans to over 460000 small and micro business owners, with a cumulative amount exceeding 6.5 billion yuan, indirectly supporting the employment of hundreds of thousands of people. In supporting rural revitalization and promoting children's growth, Yiren Zhike has launched the "Moss Flower Campus" public welfare project, covering Yunnan, Guizhou, Beijing, Jiangsu, Sichuan and other places, directly benefiting more than 60000 children.